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Amendments to the Insurance Act

Are you in favour of Direct Compensation for Property Damage (DCPD)?

Provide your written comments by March 31, 2014

During recent consultations for  automobile insurance reforms, strong interest was expressed for “Direct Compensation for Property Damage”.

DCPD coverage changes who pays for not-at-fault vehicle damage. Mandatory DCPD was implemented in other provinces and has proven to be beneficial for both consumers and industry. It allows consumers to deal with their own insurer when they have a damaged vehicle and reduces the administrative process for industry.

If stakeholder interest favours DCPD, Government will proceed with the required legislation
this spring. Changes will come into effect in 2015.

Submit electronically to: jccallbeck@gov.pe.ca

or deliver to:

Department of Environment, Labour and Justice
Attention: Insurance Consultation
4th Floor Shaw
P.O. Box 2000
Charlottetown, PE
C1A 7N8

Comments submitted during our fall 2013 consultation concerning DCPD need not be
resubmitted.


Government intends to proceed with legislation this spring to bring automobile insurance reforms into effect August 1, 2014. These reforms will:
  • increase the cap on court awards for minor personal injury to be consistent with N.S. and N.B.
  • increase the amount for the no-fault automobile policy accident benefits to N.B. levels.
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